VA Loan Eligibility - Page 2
Page 2 of 4 - VA Loan Eligibility Article Archives - VA Loans Insider
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How to Get a VA Energy Efficient Mortgage (EEM)Wondering whether an Energy Efficient Mortgage is right for you? There are a lot of options when it comes to the VA loan, and an EEM is just one of the many ways to maximize your hard-earned benefit.
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Getting a VA Loan After BankruptcyQualifying for a VA loan after bankruptcy is certainly possible, often in a shorter period than you would with a conventional loan.
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Counting Income and Allowances for Active Military, Guard & ReserveEach year, most VA loans are made to veterans. However, active duty service members and those still serving in the National Guard and Reserves can absolutely look to use their VA home loan benefits.
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Understanding the VA’s Minimum Property RequirementsThe VA does have a form of home requirements, known as the Minimum Property Requirements, to ensure the property is a safe and sound investment for the homebuyer.
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Short Sales and Seasoning Periods for VA Home Loans
Short sales often get lumped together with foreclosure and its offshoot, the deed-in-lieu of foreclosure. But these aren't the same thing, and that can make a huge difference for homebuyers.
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VA Loan Employment Requirements for Workers On the Job Less Than 2 YearsIt’s absolutely possible for applicants to earn VA loan approval if they have been employed at their current job for less than two years. But it depends on your specific income and employment situation, the lender and more.
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How VA Water Test Requirements Affect Your VA LoanWater testing-related issues can prove especially difficult for homebuyers. Learn about VA water test requirements and what to expect if your prospective home is not connected to a public water system.
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Restoration of Entitlement: How to Reuse Your VA Loan Benefit in FullRestoration of entitlement is not an automatic process, but requires some work from the borrower. Learn about the requirements for restoring entitlement and how you can reuse your VA loan benefits.
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What You Can (and Cannot) Do With Your VA LoanThe VA loan program provides some incredible benefits, the big one being no down payment. Learn the acceptable ways to put zero down with these VA Loan uses -
Occupancy Requirements for VA LoansThe VA has occupancy requirements for veteran borrowers, but there are some exceptions to the rules we'll explore below.
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A Closer Look at the Certificate of Eligibility for VA LoansThe Certificate of Eligibility (COE) is the only reliable proof of a prospective buyer’s eligibility, and lenders can’t safely close a VA loan without it. -
How Compensating Factors Can Boost Your Chances of Securing a VA Home LoanCompensating factors such as a great credit history, minimal debt or solid cash reserves can bolster a VA loan application that's otherwise a little spotty. -
Spread the Word: Millions of Veterans Unaware of their VA Home Loan BenefitsMany veterans are unaware of the benefits earned through their service - specifically the VA Loan. View this article to learn more!
