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Trusted Credit Consulting for Service Members

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5 out of 5 Stars
Would Recommend

“Buying our first (and hopefully last) home never would have been possible without Veterans United.”

The Sievers family was eager to purchase their first home after 23 years of marriage and several rental places. The first-time homebuyers started the process with a credit score in the 400s. In 10 months, they were able to build up their credit and eventually close on their dream home.

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Chris Sutton
Veterans United Credit Specialist NMLS# 1425508

Our top priority is to show you the best path to getting credit qualified for a home loan. You'll work one-on-one with a Veterans United credit expert to:

  • Identify and correct errors on your credit report
  • Strengthen your overall financial profile
  • Take steps that’ll improve your mortgage scores
  Get updates via text. Example text message:
Chris Sutton
Hey! I did a quick check and your scores are good to go!
Awesome! So what’s next?
You’re ready to move forward in the home loan process. Your Loan Specialist will work with you to get your preapproval set up.
Thank you so much! I really appreciate everything!
You’re welcome! And have fun home shopping.

Focus On Homeownership

5 out of 5 Stars
Would Recommend
Barbara G's in their home

My experience was awesome. They gave me advice on everything.

When I first started the process, my credit score was under 620. Veterans United helped me repair my credit on my own. Once I got that done, I was able to get preapproved, and the rest is history. I am a single mom, and if I did it, you can, too.

David Bruns
Veterans United Credit Specialist NMLS# 1163658

Homebuyers don’t have one credit score. We focus on your mortgage credit score, which sets us apart from most other companies who just look at consumer scores.

What is a Mortgage Score?

Mortgage credit scores are different than the scores you’ll see from credit monitoring services. We’ll work with you to monitor your mortgage credit scores and chart your path to home loan preapproval.

Make Better Decisions

5 out of 5 Stars
Would Recommend
Jeffery B's Family

If your credit score isn’t quite up to par like mine, Veterans United will work with you to get your score where it needs to be. They really helped me gain the traction I needed to accomplish purchasing my new house long before I ever thought it would be possible.

I had to do a lot of my own footwork, but the crew at Veterans United made the path clearer and easier than I ever imagined!

Scott Adams
Veterans United Credit Specialist NMLS# 1517361

Improving your credit score doesn’t have to be an overwhelming process. We’ll customize your game plan to your unique situation and goals. Our experience means you’ll take strategic steps to boost your scores.

What are some common tasks?

  • Opening a secured credit card
  • Establishing an on-time payment history
  • Maintaining a low balance on a credit card
  • Dispute or resolve outstanding collections

Follow Your Timeline

5 out of 5 Stars
Would Recommend
Leo and his family in their new home

I would just like to thank Veteran's United for being honest and making the process easy. Buying a new home can be a headache but your team was a blessing.

Thanks for everything from the Jacobs Family!

Kristin Riney
Veterans United Credit Specialist NMLS# 1402291

Everyone’s timeline is different. Wherever you’re at in the process, we’ll be there to help you take the next step forward.

How long does the process take?

Some Veterans can be qualified in 5 days. Others can take several months or longer. It all depends on your individual financial situation and your homebuying goals. We will work with you however long it takes.

Military Friendly Service

5 out of 5 Stars
Would Recommend
Kamesha A's family celebrating in front of their home

Sometimes in life, things happen. I will be 55 years old in less than six months and I have never had a home to call my own.

I contacted Veteran's United and I can say from day one, I have gotten wonderful support, guidance and input: “Nope, don't get another credit card, let's work with what you have now. Not a good idea to trade in that car right now, let's stay on track and look to the future of home ownership.”

I'm finally in the HOMEstretch and I can say it was all because of Veterans United Lighthouse program. I am sooooo excited I am about to burst open with joy!!!

Matt Lange
Veterans United Credit Specialist NMLS# 1481759

Our Veterans and military families deserve strong support, especially when it comes to achieving their homeownership dreams.

Why choose Veterans United Home Loans?

  • Industry-leading education on your VA Home Loan Benefits
  • Network of 6,000 Veteran-friendly real estate agents nationwide
  • 97.8% of homebuyers would recommend Veterans United to friends or family
99.4% Customer Recommendation Rating!
4.8 out of 5 Average Customer Satisfaction Rating
* Based on 490 verified post-closing customer surveys from Jan 2013 – Jan 2022.
99.4% of those surveyed would recommend Veterans United to friends and family.

Read our more than 400 reviews from Veterans United customers »

Read real reviews from our homebuyers

How The Process Works

No hurdle is too big. Homeownership is within your reach.

No Cost to You

Take advantage of this one-of-a-kind program designed specifically for Veteran and military homebuyers.

Build a Plan, Together

Work one-on-one with a credit specialist to identify and correct errors on your credit report.

Get Real-Time Updates

Up-to-date notifications help you track your progress and reach important milestones.

Your VA Loan Preapproval

Join the thousands of Veterans who have improved their credit to get preapproved for a home loan.

Speak with a Home Loan Specialist today
- or visit us at -
4103 Madeline Dr. Suite 106, Augusta, GA 30909
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.